See Clearly. Take Control. Live More.

Welcome to Collingbourne Wealth Management

We are wealth management and financial planning experts for high net-worth families and SME business owners in Hampshire.

Our purpose is to enable our clients to make the best possible use of their resources (both human and financial), so they can live their best possible lives. Or put simply, to help you Live More.

Most business owners and company executives face huge demands on their time, from their professional and family lives. Personal finances can be disparate and unconnected and receive little attention. There is usually no clear overarching plan in place and financial affairs are unlikely to be optimally structured. As such, they can have numerous financial concerns:

• Financial independence – how much is enough?

• Lack of exit or succession planning

• Looking after their family

• Ineffective tax and remuneration planning

• Making sure their assets are working for them

• Protecting their wealth

Collingbourne works with successful SME business owners and company executives in Hampshire who rely on their own wealth to maintain their (and often their families’) lifestyles and financial security for the rest of their lives. They are successful people who hire us to act as their personal ‘Chief Financial Officer’ rather than expend the time and stress themselves.

The best outcomes are unlikely to happen by chance. Planning for the future helps deliver better outcomes.

We take disordered and disjointed financial lives which cause stress, unease and missed opportunities and replace them organised plans, where all resources are maximised and efficiently structured to achieve what is most important to you.

Our Financial Planners are amongst the most qualified in the country, providing the highest possible level of expertise and service. Our planners are both Certified Financial Planners (CFPTM) and Chartered Financial Planners.

In addition to this, Collingbourne has also achieved Corporate Chartered status with the Chartered Insurance Institute (CII) and Accredited Financial Planning FirmTM status with the Chartered Institute for Securities & Investment (CISI), demonstrating the highest possible professional standards.

We have always strived to find the best possible ways of working and the best possible solutions to help our clients get the most out of life. We have been amongst the first Wealth Management firms in the country to;

• Implement systematic, Evidence-Based Investing

• Put advanced Financial Planning strategies at the core of our business

• Operate on a completely transparent, fee-only basis

• Disclose investment returns in a completely transparent manner; year by year, in £ and %, net of all costs

Book a 15 minute consultation with Martin Strutt.

Talk to our Financial Planners about how to improve and plan for your financial future. Our Financial Planners:

• Put the client first – in our office when we discuss a particular issue for a client the most clarifying question we ask is “if we were the client what would we do in this situation?”

• Fierce independence – our only criteria for working with service providers and other professionals is that they deliver great solutions for our clients at a competitive price (even when at some inconvenience to ourselves)

Financial Planning

The best outcomes are unlikely to happen by chance. Planning for the future helps deliver better outcomes, allowing you to Live More.

A good financial plan starts with you, with your own life plan. This is about what you do and why you do it, what you want your lifestyle to look like now, and where you want to go in the future.

Financial Planning is at the centre of virtually everything we do; it is the context through which all decisions are made. In building your Financial Plan, these are just some of the areas we may look at;

• Retirement Planning / Financial Independence

• Risk and returns on capital / investments

• Contingency planning / financial protection

• Tax planning

• Business profit extraction & remuneration planning

Investment Management

When it comes to investments, as with everything, we start with “Why?”. Your investments should start with the end in mind and be integrated with your wider planning. Your investment plan is the ‘engine’ which will drive your financial life.

Evidence-Based Investing; to safeguard and grow your wealth, we make investments based on evidence, not hope or guesswork.

Our investment process is based on the insights provided by leading, Nobel-prize winning academic theory and the evidence provided by decades of market data. We ignore the conventional wisdom and noise generated by a self-serving investment industry and a media looking for a story to sell; we focus on what is important AND what can be controlled.

Estate and Legacy Planning

Estate planning is not just about saving inheritance tax, important though that is to many people. It is about getting the right money into the right hands at the right time.

We help you consider what you would like your wealth to achieve; thinking in terms of results - the people you want to benefit and the effect on their lives you want it to have.

The starting point is always how much wealth will you need to protect your own lifestyle for the rest of your life. We can then work out how much surplus wealth, if any, you may have now or in the future, to achieve your legacy goals.

SME Business Services

Most of our clients are current or retired business owners, so we have specialist expertise and practical experience for them. Not just as financial planners and wealth managers, but as fellow business owners.

Business owners have an extra dimension to their financial lives and the relationship between personal and business finances can create confusion and complexity. We help cut through this by placing your business within your personal life and financial plan, giving a framework for making important decisions with your business.

In harnessing your business to achieve the future you want, we work closely with external experts in company law, accountancy, business sales.